BUYING A HOME
first time home buyers
The best thing you can do is begin with a birds eye view of the buying process. Understanding the steps needed in order to buy a home will alleviate any stress and allow you to focus on each step as it arrives.
1. Choose a mortgage professional and find out how much you can afford.
2. Once you know how much you are pre approved for, work with your mortgage professional to determine the amount of your down payment.
3. Now that you arre pre-approved, and have determined your down payment, we can discuss the area you would like to live and your "wants" and "must haves" in your first home.
THE HOME BUYING PROCESS
Wants and Needs: The First thing I'd like to do is sit down with you and discuss the things you have to have and the things you'd like to have. This ensures that we are on the same page as we move forward together and helps me come up with recommendations. Its also best to determine any compromises we might have to make in our search.
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Timeline: Once we have established what you are looking for in a home, we'll discuss how we will go about it. If you are not in a rush and want to casually pursue homes, we can do that. If you need to get a home NOW, then we can aggressively search for a great fit.
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Recommendations: Aside from neighbourhood and home recommendations, I can also suggest home inspectors, contractors, lawyers, and mortgage professionals.
how a REALTOR supports you
Now-a-days anyone can look online and see what homes are for sale, however, these sites aren't updated fast enough, which means you will be looking at old listings and the home may already be sold or you have missed out on the open house which you wanted to go to.
Working with a Realtor during the buying process is a free service to you. I can send you listings in real time, the moment a home hits the market, using a program on MLS. This gives you more options when looking for a home.
Once you have chosen which homes you like, I can book private showings when it is convenient for you. At the showings I will advise you if the house is priced at market value and if there are any possible defects with the home.
After you have chosen the home you want, I will guide you through the process of writing an Offer to Purchase and expertly negotiate the best deal for you.
If you choose to get a home inspection, I can help facilitate that and be there during this process.
I will guide you through the many steps of the home buying process from start to finish and am only a phone call away for any questions or concerns. This makes purchasing your home as stress free and enjoyable as possible.
MY PROMISE TO YOU
Finding and buying the ideal property can be a dream come true.
Or it can be incredibly stressful if you don't have the knowledge and support of the right professional.
Buying a home is also one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home.
My promise to you: I will go beyond the transaction and be there every step of the way to support you in buying your dream home with ease.